What does a dream cost?
Some people live their entire lives without truly answering that question. Others? They figure it out and take the steps to start making their dream become reality.
I decided to follow one of my dreams at a time when most people would be preparing for the worst – the day I got laid off. I’d been thinking about living here for a good six years, and the way I saw it – I finally had the chance to pick up and move without a major disruption. Getting laid off made moving look like a piece of cake!
I never truly considered what this dream would cost before that moment. I mean, I had… but not as thoroughly as I should have.
Somewhere in between deciding that I wanted to move here and the moment I actually decided to pick it all up and relocate, life got in the way. I had bills to pay, a degree to finish, and a job to secure. I had a life to run and that life required money! As a recent college graduate, I didn’t have much to spare at the time.
What’s the point? The only thing stopping me from moving up here was me.
I assumed that rent would be outrageous.
I assumed that I’d need much more disposable income.
I assumed that food was more expensive.
I assumed that drinks were more expensive.
I assumed that my housing-related bills would be more expensive.
I got that far and I stopped. What I failed to take into consideration is that while everything above is true, there are also things I managed to overlook.
I don’t have to own a car, so paying to keep, insure, maintain and gas up a car are expenses I never see.
I can take the subway practically anywhere I want to go for a pretty reasonable monthly fee.
I can buy local food at any number of farmers markets and spend less on food than I did previously.
I can pay a reasonable amount of rent if I want. I just have to choose my neighborhoods wisely.
I can choose to spend my money how I wish, and there are a plethora of options for me to do that – from the free to the super expensive.
I’ve been up here for awhile now and I’ve run the numbers. If I were to pick up and move to the city I came from today, it would cost me more to live there than it does to live here.
That’s right, moving back to the city I moved here from would cost me more than staying put in this “big, expensive city” that I now call home.
In all honesty, it took me getting laid off and laying out the cold hard truth of what it would cost to make this move for me to figure that one out. It sounds silly, I know – but I always assumed that “I needed more money” to be able to make it up here. How ironic!
I know people here that make all sorts of money – from the “lots of ” sort to the “not enough of” sort. I know teachers, bankers, musicians, marketers, bartenders and sales reps.
Money wasn’t what stopped me from making this move sooner. It was the excuse.
Now it’s your turn.
- What’s your dream?
- What do you need to do to get from here to there?
- Have you sat down and planned it all out, from professional and life changes, to the monetary impact of those steps?
- Have you checked and double-checked your assumptions to make sure they’re accurate?
What’s stopping you from living one of your dreams? How can you overcome those obstacles?
Tags: dreams, new york city

